Jonny Evans, writing for Computerworld, weighs in with his predictions for the future of Apple Pay. One in particular struck me:
Banks are developing cash machines with NFC support. I imagine these will demand both a biometric element and passcode in order to protect against theft, but one day you will inevitably be able to withdraw cash from any ATM anywhere just by waggling your Apple Watch above the machine.
I can definitely see this happening. I wonder what impact this will have on ATM crime. Will the secure enclave make ATM local robberies harder or easier? [See the follow-on post, An Apple Watch wrist experiment]
UPDATE: This from a few years ago. And this. And this.
The concept has been proven, prototypes built, looks like it’s now simply a matter of waiting through the ATM refresh cycle. [H/T Loop reader James Lopez]
In Brazil, India, Kenya, and elsewhere, the ATMs are in enclosed areas that are probably more secure than the ATMs here in North America. Maybe it’s time banks here do the same kind of thing?
I can imagine that happening only when it’s proven that the lack of security costs banks more than upgrading their own infrastructure would.
this already works in china, some ATM have apple pay support for withdraw
I’d love to see a scenario where you walk up to a panel, with nothing more than a couple slots, and an NFC reader. Your phone becomes the UI for the ATM. All the input is done one the touch screen, then out comes your cash.
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