Matthew Panzarino, TechCrunch:
Apple Card is getting its first group of public test users today. A limited amount of customers that signed up to be notified about the release of Apple Card are getting the ability to apply for the card in their Wallet app today — as well as the option to order their physical Apple Card.
I’ve been using the card for a few days on my own device, making purchases and payments and playing around with features like Apple Cash rewards and transaction categorization.
And:
The application process was simple for me. Portions of the information you need are pre-filled from your existing AppleID account, making for less manual entry. I had an answer in under a minute and was ready to make my first purchase instantly. I used it both online and in person with contactless terminals.
It…works.
Read the article for more of Matthew’s personal experience. Expect to see a wave of articles as the invites continue to go out. Here’s a link to the Apple Wallet Apple Card application page.
I’ll definitely be getting a card, though I’ll also share my card use with my existing credit cards. One thought I have is to use Apple Card when I travel, especially overseas, to minimize the hassle of fraudulent card use.
I don’t see any value in this card.
I am currently trying to get Avios (British Airways points) for all our spending.
The Wallet app appears to show you the credit limit and percentage rate *before* you agree to accept the card, rather than finding out afterwards. I haven’t had a ton of credit cards in my life, but I’ve never seen that before. Or is this a new trend? (I like it!)
I received an invite, and the application took less than 3 minutes to complete and process. Looking forward to getting the titanium physical card in the next week or so. Interest rate is nothing special. I made it my default for Apple Pay and Apple-related purchases, now that the BarclayCard program is ending. Will see how it goes…