…estimates that 30% of American smartphone owners plan to use either Apple Pay or Google Wallet to buy things this holiday shopping season. What’s more, 17% of smartphone users surveyed said having the option to buy things with Apple Pay or Google Wallet would cause them to spend more money than they normally would.
Be smart Walmart. Nobody wants your shitty payment service.
Nobody ever wins a war with their customers.
The competitor does.
Nobody wants their shitty payments service, though I wish the f’n banks would lower their transaction card fees for retailers who use Pay. If Pay is really more secure (and I think it is) so there is less chance of fraud, banks should be able to lower their fees without impacting their business. Combined with fraud falling at least in part to retailers next year in the US, credit card transaction fees should fall, unless of course banks just pocket the decrease in fraud liability to pad their profit. Retailers, banks, Apple and consumers can all win with Pay, if only there wasn’t so much stupid out there.
Apple Pay has given a huge boost to Google Wallet.
Larry Page is pulling the plug on Google Wallet, so they got it half right.
I haven’t shopped at Walmart in decades. I wouldn’t use anything Google if my life depended on it.
Peace.
Google is not pulling the plug on NFC purchases through wallet.
I love the way the report added Google Wallet to the mix even though it was irrelevant for the past couple of years.
Can’t really want what doesn’t yet exist. And then there’s the issue of the price for that thing. With unanswered questions about member companies accessing transaction data from other members, how they will stop another hack etc, is it worth the wait.
Apple Pay is getting card present fees. Any other deal isn’t really fair and equitable. not to mention Appke would probably be accused of more nasty games if they “colluded” with the credit card companies for special treatment.
Only as an online wallet
no biggie, not as if Google’s core business is as an online company pushing online solutions…oh wait.
I have used Apple Pay twice. Once at Walgreens. Once at the Apple Store. At Walgreens, I had to sign. At the Apple Store, I had to tell them my name and email address. Credit card is easier.
I guess Apple Pay is more secure. Not sure I care that much about that, though, since my credit card company protects me from fraud.
What’s more interesting is that they killed the online component of Google Wallet as Apple moved into that same arena. They basically just admitted that they can’t compete with Apple AND PayPal.
Interesting. I used Apple Pay at Walgreens and did not have to sign. Either you spent above a certain amount, or your card requires a signature.
As for the Apple Store, Apple has always asked for your name and address when making purchases. They used to use it to look up past purchases if you needed them for any reason and didn’t have the appropriate card on you.
Not me. If I use a credit card, the Apple Store knows who I am and what my email address is.
Of course, but Apple Pay doesn’t come up in their system as your old card. It comes up with a token and a new, unique ID. The first time you use Apple Pay, they’re going to have to ask for your details again, same as if you used a new credit card.
Exactly. The point I was making was that using a credit card is more convenient.
Only if you’ve already used that card at the Apple Store. And only the first time you use Apple Pay will it not know who you are. After that, every time you use it, Apple will recognize your token. Your argument is like saying that you should never use a different credit card at the Apple Store because they won’t know who you are.