Matthew Panzarino unearths a raft of tiny details on Apple Card, beyond the major points that have been floating around.
A few nuggets:
The physical Apple Card does not support contactless payments. If you’ve got a tap terminal, you’re supposed to use Apple Pay.
And:
The physical Apple Card, of course, has no number. The app displays the last 4 digits of the card number that is on the mag stripe of the card only, you never see the full card number. Instead, Apple provides a virtual card number and virtual confirmation code (CVV) for the card in the app. You can use this for non-Apple Pay purchases online or over the phone. This number is semi-permanent, meaning that you can keep using it as long as you want.
This last is an important point. The number on the physical card’s mag stripe is different than the number in the Wallet app.
About the phrase “semi-permanent”:
You can hit a button to regenerate the PAN (primary account number), providing you with a new credit card number at any time. This is great for situations where you are forced to tell someone your credit card number but do not necessarily completely trust the recipient.
Fantastic approach.
Lots more detail in Matthew’s TechCrunch post. Great read.